When does the Insurance Act 2015 come into force? The Insurance Act 2015 came into force on the 12^th of August 2016 and changes the way the law deals with the duty of disclosure for commercial insurance contracts. The purpose of the Act is to update the previous law to reflect the way in which the insurance market has evolved in modern times with the aim being to achieve a fair and balanced regime between insurers and insured's. (read more) "The 2015 Insurance Act Explained"