The very point of insurance is to give you peace of mind that you are protected should the worst happen. Purchasing insurance cover is the first step, but it's vital to continually ensure you have the correct level of cover in place.
On the 1st day...When buying a natural Christmas tree, select one that is fresh and place it in a water-holding tree stand and top up daily. If buying an artificial tree, ensure it is of a fire retardant type. Trees should be kept away from heating equipment or other sources of ignition, and fire escape routes be kept clear..
Every winter millions of pounds of damage are experienced by businesses and households from burst pipes, roof snow collapses and water ingress. However by taking some basic precautions and planning ahead, many incidents can be prevented or the effects of damage minimised.