FACT: 80% of businesses affected by a major incident either never re-open or close within 18 months (Source: Axa).

Is your business covered if disaster strikes?

You never know what tomorrow may bring. Don't make the mistake of burying your head in the sand and hoping for the best, because sometimes it's the worst that happens. Talk to your broker today about the steps you can take to ensure that your business would survive in a crisis.

Whether you employ a large team or just one individual, it is a legal requirement for all employers to have employers liability insurance.

Theres no escaping motor insurance; its a legal requirement and an essential part of good, safe motoring. But the way drivers think about and buy motor insurance is changing; more and more people are turning to quick-fix insurance or avoiding it entirely.